Borrow on Your Terms

Tumpak Loan gives you a borrowing experience built around clarity, fairness, and control. No hidden fees, no confusing fine print - just straightforward access to funds when life requires it. We're redefining what responsible lending means in the Philippines.

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Tumpak Loan interface preview

Built for Everyday Financial Situations

The platform helps users manage applications, repayments, and account activity in one organized digital experience.

Flexible Loan Choices

Borrowing options designed to support different financial needs and repayment capacity.

Repayment Visibility

Review repayment schedules, due dates, and account details directly inside the app.

Clear Loan Details

Users can review repayment amounts and applicable charges before proceeding.

Mobile-First Experience

Apply, upload requirements, and manage repayments directly from your smartphone.

Responsible Lending

The platform encourages manageable borrowing aligned with individual financial capacity.

Secure Information Handling

User information is processed with verification and security measures in place.

About Us

About The Platform

Tumpak Loan operates as a technology credit loan app, connecting qualified borrowers with regulated lending entities in the Philippines.

  • 9M Lending Investor Inc.
    Develops and maintains the app, handles user support, credit scoring, and day-to-day platform management.
    SEC Reg. No. CS201709111 | CA No. 2148 (Technology Provider)
  • LOAN STAR LENDING GROUP CORP. - Licensed Lender
    Solely responsible for loan funding, repayment collection, and credit risk. All funds you borrow come from 'LOAN STAR'.
    SEC Reg. No. CS201420759 | CA No. 1652 (Lending Company)
  • Joint Commitment: Both entities adhere to the Lending Company Regulation Act of 2007 (RA 9474) and the Data Privacy Act (RA 10173). Your rights are protected at every step.

The People Behind the App

Our team brings together experience in Philippine finance, technology, and customer service to build a lending experience you can trust.

Why Borrowers Choose 9M

A Different Kind of Lending Experience
Rooted in Respect

We didn't build another loan app. We built a financial tool that helps you handle unexpected expenses, important purchases, or daily needs - without the anxiety of hidden charges or aggressive collection tactics. Every feature reflects our commitment to your well-being.

No Hidden Charges

The interest you see is the interest you pay. We display total repayment amounts upfront - no processing fees or surprise deductions.

Simple Eligibility

We evaluate fairly. Clear criteria, no unnecessary paperwork, and a straightforward application that respects your time.

Philippine-Focused

Built specifically for the Philippine market. We understand local regulations, economic realities, and the unique financial needs of Filipino borrowers.

24/7 In-App Access

Manage your loan, view payment schedules, and request support - all from your phone, whenever you need.

Tumpak Loan mobile experience

What You Can Borrow

We believe in publishing every detail before you borrow - no ambiguity, no last-minute changes. Here's what our standard loan product looks like.

Loan amount limit: up to ₱60,000
Loan Amount

Up to 60,000 Peso, only borrow the amount you actually need, ensuring that the amount you receive is one you can manage responsibly.

Choose exactly what you need, repay only what you use.
Flexible repayment: 91 to 180 days
Repayment Period

Flexible terms between 91 and 180 days. Align your installments with your income cycle - choose a shorter term for lower total interest, or a longer term for smaller monthly payments.

Maximum APR 18% - transparent cost
Annual Percentage Rate

Maximum 18% APR - All amounts are shown in advance. The amount you calculate is the final amount you will pay.

Actual loan terms depend on your profile and assessment. All figures are shown in the app before confirmation.

What Users Appreciate

Borrowers value clarity, accessibility, and digital account management.

User 1

"Everything I needed was organized inside the app, from repayment details to account updates."

Angela M.
Quezon City
User 2

"The loan details were presented clearly before I completed the application."

Carlo R.
Cebu
User 3

"The experience felt more manageable compared to traditional paperwork processes."

Denise T.
Davao

Need Assistance?

For account concerns, repayment inquiries, or application support, users may contact the support team through the platform.

Contact Us